Get creative with pension planning

RETIREMENT

clock

Richard Mattison, director of SSAS firm Whitehall Group, reveals some more unconventional retirement planning methods.

These days, conventional retirement planning tends to involve either accumulating funds in a personal pension on a wrap platform of the advisers choice or, where the size of the pension pot warrants it, using a low cost SIPP with a discretionary fund manager. For corporate clients, group personal pensions are set to be replaced by the age of the corporate wrap, which sees a new dawn approaching as a result of auto-enrolment. These conventional approaches make perfect sense for the majority of individuals, but there are options to be creative with retirement planning. Protected righ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Not just a people problem: Why adviser and paraplanner friction is a structural issue

Not just a people problem: Why adviser and paraplanner friction is a structural issue

‘Friction between advisers and paraplanners rarely appears out of the blue’

Duncan Lancashire
clock 02 July 2026 • 4 min read
FSCS pays out more than £125m for unsuitable advice

FSCS pays out more than £125m for unsuitable advice

Unsuitable investment, pension and SIPP advice drive 2025/26 compensation costs

Isabel Baxter
clock 02 July 2026 • 2 min read
Feel Good Friday: Free paraplanning mentoring initiative expands

Feel Good Friday: Free paraplanning mentoring initiative expands

The Paraplanner Club partners with Fundment

Professional Adviser
clock 02 July 2026 • 1 min read