The death, money and family cocktail - it's not happy hour!

Some of the recent changes in pension legislation have made me step back from the immediate effects for clients and think about an issue that quite often gets overlooked. The issue I am referring to is ‘death benefits' and a number of things spring to mind. One of the most used quotes is the classic from Benjamin Franklin that the two things you can be certain of are: ‘death and taxes'. In the current economic climate and drive for austerity by governments, some might say: ‘death BY taxes'. Another event that brought the scale of the issue home to me was drafting a new will and trust pla...