Have you got a client like this?

clock • 3 min read

The next in our series looking at cases advisers may encounter sees Andy Zanelli, Axa Wealth head of technical sales, dissect Section 32 pensions after the end of protected rights.

It is a well-publicised fact that protected rights are to be abolished from 6 April this year. On the face of it, this is a simple change but there are a number of quite specific areas where advice has been given in the past that may need to be reviewed. Section 32 One area to consider is around any Section 32 (S32) contracts, previously a popular transfer vehicle to consider. A good number of these still exist. For any client that was thinking of transferring benefits from a final salary scheme in the past there were a number of options to consider. A number of factors contri...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Private markets push meets adviser pragmatism: 'Real shift will come when advisers are empowered, not pressured'

Private markets push meets adviser pragmatism: 'Real shift will come when advisers are empowered, not pressured'

Higher proof-of-value demands and operational challenges keep private markets on margins of UK advice portfolios

Sahar Nazir
clock 19 December 2025 • 9 min read
Feel Good Friday: Tyndall Partnerships supports charity drive delivering Christmas aid to over 500 families

Feel Good Friday: Tyndall Partnerships supports charity drive delivering Christmas aid to over 500 families

Business development exec Lawrence Patrick joined charity The Mehiel Foundation

Professional Adviser
clock 19 December 2025 • 1 min read
Why human connection remains central in a digitally enabled advice sector

Why human connection remains central in a digitally enabled advice sector

'It is clear that the sector is moving through a significant period of transformation'

Tim Riseborough
clock 17 December 2025 • 3 min read