Reinsurance: Life's a beach... only just

Research conducted by Grid (and supported by market data) suggests that employers have tended to retain protection elements of their employee benefit packages during the recent recession – an approach to be commended in an environment where costs have been under the microscope. Whether this is due to the relatively low cost of providing benefits such as group life and income protection (IP), or because employers recognise the value such benefits have in retaining or recruiting staff, or even that they recognise the financial security this provides is irrelevant as all the reasons are pow...