Fishing for better income

Investing solely for the purpose of capital appreciation has left many investors nursing their wounds of late, as most asset classes continue to experience significant volatility. Total returns on investments should not be limited to capital growth and ought to include an income element. Cash Saving deposits have provided income to risk-averse investors for decades. However, research now highlights the derisory rates currently on offer: half of the 1,200 savings accounts available in the UK pay 0.5% or less, and one in four pays only 0.1% or less – which equates to £1 a year for every ...