Equal measures

Human immunodeficiency virus (HIV) and insurance has always been a very sensitive subject. In the early 80s, when HIV was first discovered, the virus was branded as a disease only plaguing the gay community. Originally dubbed Gay-Related Immune Deficiency, people living with the virus were shunned by friends, relatives, employers as well as wider society. And while things have moved on from those dark days, where many were afraid of even being in the same room as someone suffering from HIV, there is still a major stigma surrounding the virus, and its ultimate form, acquired immunodeficienc...