Interim report on state pension age published today
Repeated changes create 'huge complexity'
Proposals will motivate the young - Tom McPhail
DC savers 'contributing a third' of DB savers
State pension age is currently being reviewed
Heavily-subsidised opportunity under new State Pension
Speaking at CISI Financial Planning Annual Conference
Comments follow release of HMRC pensions data
People listen to social media and 'consumer champions'