FOR SUSTAINABLE, PROFITABLE, CLIENT-FOCUSED ADVISER FIRMS
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'Free guidance should be default' - Just
'Down but by no means out'
Guidance on transfers to 'suspicious' schemes
'Extend cold call ban to email' - Phoenix
'Allow employers to contribute'
'Unsustainable policy' - MP Frank Field
Average withdrawals declining
Up 13.1% from 2015
Applies to all pension policies
Dunstan Thomas survey of 1,000 young people