Retirement

Recent figures show Britain is still not out of recession and how long an economic recovery might take will continue to spark debate for many months to come.

Advisers should not have to put up with poor-performing SIPP providers.

Advisers could face regulatory repercussions if they fail to warn their income drawdown clients about the potential pitfalls of taking their tax free cash early.

Question: There seem to be some potential problems in valuing ULG's. I mean, the non-financial risk is a concern, there is no (what I am aware of) market for mortality exposure and longevity? If the benefits are linked to such events in a non-Symantec...

Question: Unsecured pensions seem far too much of a risky investment. What attractive alternatives do the panel suggest may be more suitable for a couple, in their late 50's, with no outstanding debt?

Friends Provident has unveiled a programme to encourage members to take a more active interest in their defined contribution scheme investments.

Question: Can I still buy an annuity after purchasing one of your income protection plans? What are the positives and negatives against such a move?

Question: I have found that Income Drawdown is a complex area of retirement planning and isn't suitable for my clients. I am however open to change and I am keen to investigate further opportunities for my clients. Can the panel each tell me what the...

The popularity of occupational pension schemes increased last year, despite the recession.

Question: I have found Income Drawdown funds and products from a variety of providers to be remarkably similar to a personal pension. What assurances can my clients receive that an Income Drawdown plan is a more viable option or separate alternative?...