Income

HM Revenue & Customs (HMRC) has announced it considers withdrawals taken from unsecured pensions (USP) or alternatively secured pensions (ASP) as income for inheritance tax (IHT) purposes.

Helen Morrissey talks to a panel of experts about the prospects for annuities and drawdown

Property is playing an increasingly important role in many people's retirement planning. Wilf Altman discusses the different ways in which it can be used

The use of postcodes in calculating annuities has always been controversial. Helen Morrissey finds out the pros and cons of using this approach

Ian Price takes a look at the issues surrounding tax free cash and highlights the issues advisers need to take into account

Ian Owen takes us through the key issues advisers need to consider when choosing the right annuity for their client

Bob Perkins weighs up the pros and cons of third way products. Are they a true "third way" or just "smoke and mirrors"?

While many people opt for a lifetime annuity at retirement there are other options out there. Kim Lerche-Thomsen highlights the need to shop around

Inflation has a huge impact on people's retirement savings. Aston Goodey talks about the options available to advisers looking to maximise their clients' savings

Third way products have been present in the UK marketplace for a year but what kind of an impact are they having? Helen Morrissey finds out