Protection

The Association of British Insurers has issued a consultation paper which it hopes could reduce client non-disclosure by redesigning the application form for protection products.

Consumers are being deterred from acquiring financial protection because the application process can at its worst be 31 pages long, according to research by one protection distributor.

Analysis of medical statistics suggests there could be a geographical pattern in the number of cases in the UK and Ireland related to smoking and drinking as well as socio-economic deprivation.

Standard Life has discovered over 70% of consumers underestimate their weight on protection new business applications in comparison to official medical results.

Progress from Royal Liver has launched a series of enhancements to its personal protection product range which, among other things, allows advisers to apply for ‘life of another' policies online.

Progress from Royal Liver is adding family income benefit to its e-only menu range, which can be completed through to risk via The Exchange.

Lifesearch is seeking fundraising opportunities from life insurance companies to help grow the protection business further.

Bright Grey is the latest protection provider to conduct a rate review of its life and critical illness cover.

PRIVATE HEALTHCARE

Debra Bradley assesses the impact of worldwide travel,smoking and cannabis use on respiratory diseases and theunderwriting of those conditions