Protection

Personal care in Scotland is free only where such care falls within a precise legal definition, which some local authorities find difficult to understand and charge unnecessarily as a result, according to Alison Bowes at the University of Sterling.

Elsie, 54, is a secretary for a big law firm in the City. She is covered by her employer's group income protection scheme. However, the scheme will only cover her until she reaches retirement age - 60. While she will receive a substantial pension she...

Dental cover

A report into the funding of social care for older people has suggested replacing the current regime with a 'partnership' model, which provides a universal minimum level of care and offers incentives for private top-ups.

Scottish Equitable Protect has announced details of its new Pension Term Assurance (PTA) contract - "Life Protection with Tax Relief" (LPTR) - which will be available from 6 April.

The Chartered Insurance Institute (CII) and Cass Business School are launching a competition to win an MSc scholarship worth £13,500.

The Chancellor has stated there will be a review of the current exemption which exists in respect to employers promoting financial products to their employees.

Providers are concerned intermediaries could be confused by the need to present consumers with a different forms of pension term assurance (PTA) key facts documents, once they have decided whether they sell the product under ICOB or COB rules.

Financial services firms are being urged to start planning for the implementation of MiFID on the basis of Level 2 documentation already published, rather than wait for finalisation of the FSA's consultation on MiFID implementation expected later this...

Bradford & Bingley (B&B) is to use portal The Exchange to create a straight through processing platform for its advisers.