Protection

It will take more than stagnant demand to kill off the healthcare cash plan. The resilient market, which was big in the 1960s, has endured worse and lived to tell the tale, writes Peter Madigan Click here to download pdf

The critical illness insurance industry needs to work harder to improve consumer trust and understanding and overcome negative publicity, according to a report by Defaqto.

Financial intermediaries are being advised to review as many clients as possible ahead of A-Day, as a client's life cover could tip some investors over the pension lifetime allowance.

Progress from Royal Liver is launching a new website aimed at helping IFAs to understand Pension Term Assurance (PTA).

Single premium payment protection insurance policies are bad value and should be outlawed as part of a clean up of the PPI industry, according to the British Insurance Broker's Association (BIBA).

Consumers are still uncertain of the circumstances when a critical illness policy pays out, suggests new claims data from Scottish Widows.

The government intends to implement new workplace measures, as part of its Welfare Reform proposals, aimed at getting older people back into work and reducing the risk of stress-related illnesses.

Lawlords are considering a review of insurance contract law to assess whether non-disclosure rules should be tightened in favour of the policyholder and whether the legal onus should be on insurers to "ask questions".

Thousands of intermediaries and hundreds of insurers may have to rewrite their Terms of Business Agreements (TOBAs) because of a lack of clarity from the Financial Services Authority (FSA) over client money rules, a City law firm has warned.

New player City Connexions is embarking on an aggressive product launch cycle through 2006, starting next month with term life for the sub-prime market, a three-year single premium MPPI product, and a buildings and contents offer.