Protection

Income protection specialists Unum claims its "revolutionary" underwriting system could soon mean only one in ten IP applications will require a GPs report.

With the media focus on alcoholism making people rethink their drinking habits, Emma Gregson looks at the implications alcohol misuse and dependence has on premium ratings

Martin O'Gorman takes a look at the effect SIPP regulation is having on the adviser community

Edward is 32 years old and has just moved in with his girlfriend Jo who is also 32. He works as a lecturer at the local university and has, until the recent smoking ban, indulged in a 20-a-day smoking habit. Much to the delight of Jo, he has now stopped...

As the NHS still plays media punchbag, steadily losing public confidence, PMI must pick up the resulting slack and take the lead in quality healthcare, writes Sam Barrett Click here to download pdf

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regulation

An FSA proposal to introduce comparison tables on payment protection insurance (PPI) for consumers has been both welcomed and condemned.