Individual Protection

Most small firms are failing to protect themselves against the threat of losing a key worker despite worrying about its impact, new research has found.

Members of the House of Lords have criticised the European Court of Justice ruling on gender discrimination in insurance policies and annuities.

My client has an individual IP policy, but his employer is offering group IP cheaper for the same level of cover, plus an employee assistance programme (EAP). It is unlikely he will work for the same employer for life and this policy has a continuation...

LV has overhauled its income protection (IP) and critical illness (CI) offerings, including extending coverage on both to age 70.

Defaqto believes the onus is on insurers to make the new ABI critical illness (CI) statement of best practice a success.

David Gulland of RGA analyses the ECJ's decision to ban gender based pricing and asks where underwriting goes from here?

LifeSearch has called on the ABI and Treasury to halt the European Court of Justice's (ECJ) "ignorant" ruling to ban gender-based underwriting.

The government is proposing to make it illegal to discriminate against older people, which would ban insurers using age to judge risk unless they have "solid evidence" it would make a difference.

Purchasing property is the top trigger for clients to take out protection, a survey of IFAs has revealed.

Bright Grey and Scottish Provident are remaining defiant and calling government action in the face of the European Court of Justice (ECJ) decision to ban gender based underwriting.