Individual Protection

Facing your fears

Due in part to the Government's removal of tax relief on PTA, term assurance has failed to stay at the sales peak reached in 2004. Peter Carvill investigates why it has not reached its formerly lofty heights again. Click here to download pdf

After another less-than-successful year, individual income protection is the subject on everybody's lips as this month's COVER survey paints a stark picture. Lucy Quinton reports. Click here to download pdf

Business protection

IP report

Legal & General's senior operations manager for claims and medical underwriting is keen to improve consumer awareness and understanding of his industry, as he tells Lucy Quinton.

Advisers have failed their clients when it comes to business protection as most have not recommended...

From its conception by Dr Marius Barnard to its current incarnation, critical illness cover has changed dramatically. Bonnie Burns reports on how the product must continue to move with the times.

Group income protection provider Unum is set to introduce a raft of new features to its Group Life proposition as part of an ongoing review.

Forever tarred with the same brush as its cousin payment protection insurance, MPPI has still not been given the opportunity to flourish. Barbara Cockburn insists that the time is now. Click here to download pdf