Income Protection

Pharmaceutical & General Provident Society has revealed it paid 98% of its income protection claims last year.

Wiltshire Friendly Society has announced high claims payments on income protection, with 97.6% of all claims paid.

Unum has warned that the Welfare Reform Bill will mean benefits are harder to come by while the Citizen's Advice Bureau (CAB) claims reforms are unfair to the sick.

Disability campaigners have hit back at government plans that will see banks pay less than disabled people to cut the national deficit.

What Insure has launched an income protection (IP) product including cover in the event of someone becoming a carer.

Cirencester friendly paid 94% of its valid income protection (IP) claims totalling £2.7m in 2010 and reiterated its call for other providers follow suit.

A third of incapacity benefit (IB) recipients being reassessed for Employment and Support Allowance are being found too sick to work at all, according to government statistics.

Cancer sufferers awaiting chemotherapy and those between courses will now be treated the same as patients already receiving treatment when claiming Employment and Support Allowance (ESA).

Cirencester friendly has introduced an at home nurse screening program for applicants where further medical evidence is required.

The new ESA statistics are being abused but, says Owain Thomas, they could spur IP sales.