Mortgages

Promise Homepacks has confirmed it will go ahead with the launch of Home Information Packs (HIPs) from 1 June, despite the government's decision to delay official implementation until 1 August.

A decision to delay the implementation of HIP legislation until August 1 has prompted a mixed reaction from the industry, although criticism of the Government is unanimous.

Ruth Kelly has confirmed a delay in the introduction of Home Information Packs until August 1 as revised guidelines are drawn up.

Buy-to-let advisers will benefit from the changing interest rate environment as landlords seek to refinance their portfolios and keep them as cost effective as possible.

Mortgage customers seeking to cope with rising interest rates should think small, according to research from online mortgage company mform.co.uk.

Mortgage intermediaries have been criticised for their "inadequate ability" to sell protection insurance to clients.

The defeat of a Conservative Party parliamentary motion to annul legislation introducing Home Information Packs has been welcomed by the housing industry.

Mortage firms which have failed to meet the FSA's deadline on Treating Customers Fairly (TCF) should expect a visit from the regulator by the end of June.

Plans for a judicial review of the implementation of Home Information Packs (HIPs) have been dismissed as a "groundless challenge" by the Department for Communities and Local Government (DCLG).

There has been much debate in the trade press of late about how IFA's can increase their income streams.