Pensions

There is little incentive for schemes not to take risk off the table

Changes on 1 October set to have major impacts on estimations

Transfer activity now half of that measured this time last year

Majority of final salary schemes comfortable with 'significant surplus'

The best-worst annuity gap is 16% at age 75, higher than other age groups

Women are more likely to spend a larger proportion of lump sum

Ceding companies are currently taking a month to transfer pension funds

Advisers with affected clients urged to seek specialist advice

The lifeboat fund confirmed it was investigating the firm in March

Latest figures mark highest total sales since 2018