SIPP charges are slowly coming down but charging structures remain confusing for advisers and clients, writes Paul Burgin

The unique selling point of SIPPs remains the investment flexibility offered. But Matt Ward, wealth management consultant at Defaqto, asks whether IFAs are putting this flexibility to good use

"The RDR would be laughable if it wasn't actually being inflicted upon us."

The ISA has been transformed from a mild-mannered tax efficient savings wrapper into a caped muscle-bound tax buster, says Peter Hicks.

Sarah Thwaites, director of skills development at the Financial Services Skills Council, discusses the introduction of QCF Level 4 draft core units.

Today's culture bombards us with images of unrealistic expectations of how we should all look, so what does it mean for insurers as more and more people, females in particular, are subjecting their bodies to a strategy of dietary abuse?

Following his trip around some of the insurance world's most developed markets, Mark Jones talks to Paul Robertson on the lessons learnt.

John, 45, is an office manager looking for protection. He has a £200 000 mortgage and two children that he has custody of following his divorce two years ago. He doesn't exercise and although he had an alcohol problem four years ago, he does not drink....

An influential protection IFA has said he is willing to take a less commission by using only those insurers offering ‘Big T' tele-underwriting.

Do you think that any standardisation of qualifications for advisers will improve public trust in the insurance industry, leading to an uptake in the amount of people seeking independent advice?