'Hardest part of our job is telling the client what they don't want to hear'

Decisions need to be framed by the individual's circumstances

‘Properly structured, these arrangements can benefit everyone’

Many advisers are trying to win over and retain more younger clients

'The consensus outlook for inflation and interest rates has shifted'

'Money should be our servant, and not our master'

'The current Companies House system is messy'

Demand for MPS has been growing rapidly since the start of the year

Outsourcing reduces regulatory risks and helps reduce costs

IFAs well placed to keep clients engaged with their pension saving