My client Alan owns a building company that employs 47 people. He already has death in service insurance for his employees, and I'm trying to convince him of the need for an employee income protection (IP) policy. What are the arguments to extend this...
Last year in COVER, I raised the concept of a consumer focused quality standard for IP (QS) which would be underpinned by an Office of Fair Trading (OFT) approved code of practice.
Scientists at the Wellcome Trust Sanger Institute, have unlocked the entire genetic code of two of the most common cancers - skin and lung.
Law Commission proposals on non-disclosure intend to clarify rules over when an adviser is representing a customer and when they are acting for the insurer, writes Owain Thomas and Laura Miller.
Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. Jerry Bayman suggests looking at single life Relevant Life policies
Paraplanners play a key role in adviser firms up and down the country but, until now, their work has been mainly behind the scenes. However, the IFP's launch of a new paraplanner qualification has thrust their job into the spotlight.
"Current RDR proposals appear to support the old model of advice and penalise firms like mine."
Jeremy Hall, partner at Edinburgh-based investment boutique Cartesian Capital, explains exactly how 130/30 funds work.
Bryce Sanders, president of Perceptive Business Solutions, reveals how advisers can attract clients over the festive period.
Continuing his series for Professional Adviser, AT8 Group's Mark Loosmore says Chartwell Group's investment in technology has less to do with being 'RDR-ready', and more to do with the end customer...