The group risk market must modernise or miss out in the 21st century. John Ritchie outlines the pitfalls ahead

A large part of the South African population consists of low income families and individuals. With the RDR on the horizon and the creation of the money guidance service just around the corner, Andy Milburn looks at what we can copy from the protection...

The Government has announced a policy of cutting across all departments. Peter Barnett assesses what this regime of a thousand cuts means for the protection and health intermediary

Richard Marwood, senior portfolio manager at Axa Investment Managers, examines where to invest in order to hedge against inflation.

Dominic Ventham, head of marketing at Ascentric, discusses how technology can improve disclosure.

Great service will differentiate first class SIPP providers from the rest, writes John Jennings, operations director, Hornbuckle Mitchell.

There is more of a need than ever for good EIS investments, writes Susan McDonald, chairman of Calculus Capital.

Philip Saunders and Max King, multi-asset portfolio managers at Investec, give five reasons to be positive

Steve Latto, head of pensions at Alliance Trust Savings, looks at the different investment options available within a SIPP

Allianz Global Investors' Nick Smith and OBSR's Jack Aldhous provide the answers on BRIC funds.