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It is called ‘the pension mountain’ – the size of funds required by savers to afford a pension that keeps them in similar financial circumstances to their working life. And it is growing.

Since 2015, the retirement landscape has shifted with new government rules around pension freedoms allowing individuals more choice in how and when they access their retirement savings.

Markets jumped considerably over the last quarter, mainly due to the pace and scale of the unprecedented stimulus measures delivered around the world. But the outlook for recovery remains on shakey ground according to Architas fund manager Nathan Sweeney