Opinion

It's an old cliché that the five most dangerous words in financial markets are ‘it is different this time' and cynical investors howl with derision when they hear this line.

Thanks to the FSA, we now have one new word and another defined to add to the industry dictionary, "guided sales" and "advice".

"No one would have remembered the good Samaritan if he only had good intentions. He had money as well." Margaret Thatcher

Am I the only one who thinks transactional IFAs who rely on initial commission from products such as investment bonds must be feeling more than a little scared?

As further evidence of our continued commitment to build the business that our IFAs want to see, we recently saw the first annual Nucleus Strategy Sessions meeting.

The big question on everyone's lips seems to be when to go back into commercial property, I'm worrying about how we're going to avoid repeating the mistakes and naïve advice of the last three years.

One of the biggest risks a defined contribution member faces is choosing the right way to take their retirement income.

One of the most consistent criticisms of financial services companies has been over the practice of tempting new clients with advantageous terms and products that are never offered to existing customers.

Getting the most out of pensions 'Third way' products offer a great deal of flexibility, sitting in between old-style annuities and drawdown options. They provide innovative solutions for those planning their income in retirement, enabling clients...

When PEPs were first introduced in the late 1980s most advisers grasped the concept, but consumers certainly did not.