So, 31 December - and the implementation of the RDR changes - came, and went, and not a lot happened at all. It was a bit like that Mayan thing, though the predictions were a little less apocalyptic. But only just.
Advisers can choose to remain haunted by the ghosts of Christmas past or embrace the ghost of Christmas future, says Aegon's head of Business Brain, John Joe McGinley.
The IMA's new chief executive Daniel Godfrey outlines the key issues facing the fund industry, and explains how the IMA will tackle them over the coming year.
Scottish Life's Lorna Blyth on designing a default fund fit for the auto-enrolment world