Advice

Question: What needs to be done to help employers that are currently without an occupational scheme meet the requirements of the new rules? Are personal accounts the best option or could group personal pension alternatives offer a better solution?

Question: Is there a danger that companies with occupational schemes will level down contributions to the personal accounts minimum? Is this the common sense approach to the new rules?

Question: What needs to be done to help employers that are currently without an occupational scheme meet the requirements of the new rules? Are personal accounts the best option or could group personal pension alternatives offer a better solution?

Jack and Jill are professional actors in their mid-fifties, based in London, with a variable rate mortgage of £800 a month. They work pretty regularly and do tutoring or administrative work when acting work is poor. They would like an income protection...

Gordon, 58, wishes to take out a private medical insurance (PMI) policy. He is in generally good health but works in an extremely stressful position as a highly paid civil servant. However, due to the recession, he will probably find himself retiring...

Question: Is there any problem with a director of a AIM company, who owns 8% of the company, making an in specie contribution of his shares to a SIPP? His unrelated co directors own the majority of the equity in the business.

Question: Is there an easy way for Sipps to buy commercial property in India as their government doesn't recognise Sipps? Someone suggested using an offshore company that the Sipp takes a share in, but the % ownership and the costs are quite prohibitive...

James Hay: "A SIPP cannot lend to a SIPP member or anyone connected to the member e.g. relative, ...

Neil MacGillivray, James Hay: "In my view, there are two main reasons why advisors are avoiding re...

Question: Does the increasing scrutiny by our regulator around the transparency theme give real concern to SIPP providers in today's world? Can they afford to gear themselves up for real change?