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Standard Life

Protection

Standard's declined CI claims fall over 10%

Standard Life cut the number of critical illness claims declined in 2006 by more than half compared to 2005, following improved questions and additional warnings on forms, claims the insurer.

clock 30 April 2007 •

Technology

Standard adds pipeline tracking to extranet

Standard Life is launching a pipeline tracking service on their extranet service to help advisers save time when chasing information, and to complement the existing new business tracking services already available.

clock 23 April 2007 •

Investment

Phizackerley 'does not affect nil-rate trusts'

The decision by Special Commissioners to reject an appeal over Inheritance Tax and nil-rate band will trusts has come as no surprise, claims Standard Life, but argues it doesn't affect the way trusts work.

clock 18 April 2007 •

Investment

How to avoid the 70% ASP charge

Many Eastern European countries, including the Baltic States and Russia, have adopted a flat tax system. The theory behind flat taxes contains two main arguments. First, by having a single rate of tax, the system is simple; people understand what they...

clock 18 April 2007 •

Technology

Ramping up the rivalries

I don't know if it's just me but the segmentation of the wrap market seems to have taken a further turn in the last few days.

clock 17 April 2007 •

Protection

One in five CI policies 'invalid' - FOS

One in five people may be paying into critical illness insurance policies which are effectively invalid, says the Ombudsman.

clock 12 April 2007 •

Technology

IFAs need to 'up their game' with wrap launch

Advisory firm Beckett Financial Services is launching its wrap wealth management service next month in an attempt to "up its game" and meet clients' "exacting" financial planning requirements.

clock 05 April 2007 •

Investment

Have transfer 'sweeteners' gone sour?

Enhancements to pension transfer values is a practice which has been warned against by the industry for a while, but have recent decisions by government bodies and departments to crack down on the practice actually killed it off?

clock 30 March 2007 •

Protection

ICOB: is a two-tier regime appropriate?

The Financial Services Authority's proposal to split the ICOB regime into two categories has been broadly welcomed by the industry, but questions remain over whether the line between ‘protection' products and ‘other general insurance' products has been...

clock 28 March 2007 •

Investment

Bare trust gifts to minors stay as PETs

HM Revenue & Customs has provided written confirmation that gifts put into absolute or bare trusts for minors will avoid tax charges by being classified as Potentially Exempt Transfers rather than Chargeable Lifetime Transfers.

clock 23 March 2007 •
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