Prudential

US president Franklin Roosevelt's words ending the era of prohibition have come back to haunt the pensions industry with Halifax' suggestion people give up their daily pint and packet of crisps in favour of £3 a day towards their pension pot

Prudential is rolling out innovative new software later this week to help IFAs better assess the risk profile of their clients, and create investment portfolios on the back of it.

With-profits investments may finally have turned the corner and started making viable returns again, as this morning's bonus announcement from Prudential showed stronger performance in 2003.