It's the same every year. The frantic build-up. The hive of activity, with people running around planning and preparing. Making lists, checking things off. And then the dawning of the big day itself, with the anticipation of what may come. The pleasure...
Shortfalls in defined benefit pension schemes could provide a new business opportunity for advisers using the concurrency rules introduced on A-Day, says Skandia.
Underlying longevity and investment risks of final salary schemes could see more schemes using inflation swaps and bulk annuities to try and reduce their liabilities.
Nearly three-quarters of advisers believe getting their clients a better income in retirement proposition is a top priority over the next 12 months.
Rowanmoor Pensions has appointed a sales consultant for the southern region to provide consultancy and support services for advisers.
Tax revenues will keep going up over the next 50 years until they hit a rate of 41.6%, according to the government's own figures, The Times writes
I know Christmas is coming when my desk starts to creak under the mass of government papers scattered over it. Civil servants are clearly incentivised to clear their desks before the year end, and they do that by covering mine.
THE BUY-TO-LET boom is expected to continue next year as more people pin their hopes on rising house prices making up for inadequate pension savings, says this morning's Daily Telegraph .
A rolling deregulatory review of pension legislation has received a boost with the appointment of two external reviewers.
The White Paper on personal accounts may be stoking up problems actually delivering sufficient supply of SEE funds at a price in line with government policy commitments to capping costs.