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Latest IFA response to the depolarisation process sees the FSA's consultation documents likened to 'toilet paper'.
03 March 2004
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Your profession
The Financial Services Authority is attempting to achieve too much in one go through the depolarisation menu, suggests life insurer Friends Provident.
01 March 2004
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Your profession
Independent financial advisers will face further compliance as well as reduced incomes if the menu for comparing financial products is introduced as it currently stands, warn financial industry experts.
27 February 2004
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Your profession
The FSA has today outlined its proposals to ensure financial products are not sold on the market at below distribution cost as a result of deals between providers and distributors in which they have a significant ownership stake.
26 February 2004
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uncategorised
Are we the only industry in the UK where the customers set the profit we can make? Any other business is not required to tell the customer how much money they make on selling 2lb of peas, an electric drill or even a car?
26 February 2004
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Your profession
Only a limited range of investment and pension-based products will be included in the "menu" commission tables in order to limit consumer confusion about the various remuneration levels as well as limit menu work for the FSA and IFAs, says CP04/03.
26 February 2004
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uncategorised
The Financial Services Authority will set all market average commission rates for menu commissions, however, adviser firms will be expected to update their document if the FSA makes changes, according to the FSA's conduct of business rules proposals....
26 February 2004
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Your profession
The FSA's cost-benefit analysis of its menu proposals implies IFAs will be squeezed between falling commissions brought about by greater market transparency and rising compliance costs.
26 February 2004
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Your profession
Issues of provider investment in adviser firms, use of the word "independent", initial disclosure documents, technology, and the ability to do business over the telephone have been specifically tweaked by the FSA in response to earlier proposals on de-polarisation....
26 February 2004
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uncategorised
The "menu" for pricing financial services products published by the FSA today could prove to be a good marketing tool for IFAs if consumers start using it post-depolarisation, says the Association of IFAs.
26 February 2004
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