Annuities

The at-retirement marketplace provides advisers with a great opportunity to work closely with their customers to determine their needs.

The latest debate on annuities

The Pensions Policy Institute (PPI) has warned the government's plan to abolish the need to annuitise by age 75 brings risks as well as flexibility for pensioners.

Almost three-quarters of pensioners with pots of less than £40,000 do not use the open market option, according to research from Partnership.

A new system of collecting data proposed by HMRC could mean pensioners never have to pay emergency tax rates again, according to Standard Life head of pensions policy John Lawson.

Advisers say the CF8 exam does not give IFAs a full enough grasp of the long term care market.

The government has been urged to set up an independent advisory body to help annuitants and promote the open market option.

Self invested personal pensions (SIPPs) have been recommended by 82% of generalist advisers, research from Defaqto shows.

IFAs are under-equipped to benefit from a looming explosion of interest in long term care products, says a market specialist.

Projected annuity incomes have fallen again over the past four weeks due to flagging equity markets.