The Association of Professional Financial Advisers (APFA) has called for the abolition of pension transfer value analysis (TVA) as a major determinant of whether a transfer is good for a client.
The organisation said given the new flexibility offered by pension freedom, basing a decision purely on the value of a pension pre- and post-transfer was the wrong approach for many clients. In many...
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More than half of people over the age of 55 see financial security as a top priority in retirement, yet a third allocate more time to buying a new car, research from Legal & General (L&G) has found.