Six months to the cash ISA deadline: Are advisers ready?

The government wants more Brits to back the UK economy by investing in stocks and shares. So, in last year's Budget, the chancellor announced a raft of reforms to the cash ISA allowances, designed to discourage savers from keeping cash and encourage them to invest in companies instead. The reforms represent the biggest shift in ISA policy for many years, presenting a challenge for those advisers whose clients have grown accustomed to cash ISAs. So, how are the rules changing? From April 2027, those aged under 65 will see their cash ISA allowance fall from £20,000 to £12,000, whil...