Tax-efficient investments: Client needs that cannot be ignored

'The reality is that tax planning is fast becoming the dominant theme of advice'

clock • 5 min read

Tax‑efficient investments are not suitable for everyone. But they cannot be ignored, writes Andrew Aldridge

 Despite years of regulatory refinement and growing client demand, some parts of the adviser community still treat specialist tax‑efficient investments, such as the Enterprise Investment Scheme or the Seed Enterprise Investment Scheme or Business Relief‑qualifying solutions, as peripheral tools rather than integral components of holistic financial planning. The reasons given are often familiar: "Our professional indemnity insurer won't cover it", "compliance won't like it", "we don't have the experience", "unquoted companies are too risky", or simply that these investments sit outside th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

Paying IHT on pensions: The potentially 'gruelling' process for personal representatives

Paying IHT on pensions: The potentially 'gruelling' process for personal representatives

'Pension entitlements cropping up much later will cause a big headache for PRs'

Rachel Pinn
clock 25 June 2026 • 12 min read
Turning tax year-end regret into a new tax year opportunity

Turning tax year-end regret into a new tax year opportunity

The most common regret is leaving things too late

Sophie Hall
clock 24 June 2026 • 3 min read
Why does Britain keep shooting itself in the savings crisis foot?

Why does Britain keep shooting itself in the savings crisis foot?

'Private pensions are no longer simply a retirement savings vehicle. They have become a growing source of tax revenue'

James Floyd
clock 24 June 2026 • 4 min read