Tax-efficient investments: Client needs that cannot be ignored

 Despite years of regulatory refinement and growing client demand, some parts of the adviser community still treat specialist tax‑efficient investments, such as the Enterprise Investment Scheme or the Seed Enterprise Investment Scheme or Business Relief‑qualifying solutions, as peripheral tools rather than integral components of holistic financial planning. The reasons given are often familiar: "Our professional indemnity insurer won't cover it", "compliance won't like it", "we don't have the experience", "unquoted companies are too risky", or simply that these investments sit outside th...