The forgotten side of IHT planning: Giving clients permission to enjoy their wealth

We spend a lot of time helping clients preserve their wealth. Sometimes, we don't spend enough time helping them use it. As pensions move into the inheritance tax net from April 2027, advisers are rightly reviewing established estate planning strategies with clients. But while much of the discussion has focused on the technical implications of the changes, I think we're at risk of overlooking something equally important: behaviour. In our experience, the biggest barrier to effective inheritance tax planning isn't usually a lack of technical solutions. It's helping clients feel confide...