Andrew Goodwin: Advisers shouldn't have to be told to improve

My route into financial advice was unusual, to say the least. I had a fondness for numbers from an early age, but it was somehow decided this passion should be channelled into my family's fruit-and-veg firm. As things turned out, the Goodwins failed to radically disrupt the world of fresh produce. As a result, by then in my mid-20s, I finally headed off to university and earned a degree in actuarial mathematics and statistics. I decided financial services would be a good fit after graduation. So it proved. I found my calling as an adviser and eventually ended up establishing my own bu...