Pension reform and IHT: Why advisers are turning to EIS

'As pensions lose some of their tax advantages, EIS is coming to the fore in estate planning conversations'

clock • 4 min read

Moray Wright looks at pension reform and IHT through the lens of EIS…

With unused pensions set to fall into the inheritance tax (IHT) regime, the Enterprise Investment Scheme (EIS) is emerging as a leading tax-efficient option for advisers when estate planning, all the while playing a vital role in UK innovation. For years, advisers and investors have relied on the IHT exemption for pension pots as a foundation of estate planning. But this will soon change. From 2027, untouched pensions will fall inside the IHT net. At Parkwalk, we are now seeing a marked increase in advisers getting in touch with us who are looking to reallocate a proportion of their c...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

Government considering tweaking IHT changes for farmers – reports

Government considering tweaking IHT changes for farmers – reports

Rumours ahead of 26 November Autumn Budget

Isabel Baxter
clock 13 October 2025 • 1 min read
Opportunity in unsettling times: Four pre-Budget planning steps

Opportunity in unsettling times: Four pre-Budget planning steps

Tax allowance, pensions, ISAs, investment bonds

Julia Peake
clock 07 October 2025 • 6 min read
Watch on-demand: IHT on pensions from April 2027 – what financial planners need to know

Watch on-demand: IHT on pensions from April 2027 – what financial planners need to know

Catch up on Tuesday's webinar on pensions being brought into IHT's scope

Professional Adviser
clock 26 September 2025 • 1 min read