Taking my own advice: Neil MacGillivray on his impending retirement

'A bit of soul searching and putting theory into practice'

clock • 4 min read

Neil MacGillivray is about to retire from financial services after 25 years preaching the ‘gospel' of good tax and retirement planning. Here he shares his thoughts on the end of an era and how his adviser helped him cross the finish line...

After 25 years working, in what is now the Nucleus Technical Support Unit, and preaching the ‘gospel' of good tax and retirement planning, I found it was time to put the theory into practice with my own impending retirement at the end of the year. I also found it to be a bit of a psychological rollercoaster. The first dilemma was is it the right time to go, and the second, and perhaps the most difficult, the financial concerns that might turn my golden years into a rusty cage of anxiety if I got things wrong. I'd always promised myself that I wouldn't work past 60, and as much as...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

PensionBee launches ten-day pension switch guarantee petition

PensionBee launches ten-day pension switch guarantee petition

Calls for government action on pension transfer delays

Sahar Nazir
clock 04 August 2025 • 2 min read
Professional Adviser TV: Growth of MPS market 'dependent' on FCA's retirement review

Professional Adviser TV: Growth of MPS market 'dependent' on FCA's retirement review

Advisers moving away from ‘one size fits all' MPS solution

Professional Adviser
clock 01 August 2025 • 1 min read
'Consumer Duty not doing what it set out to do': What the asset management industry wants from the wholesale review

'Consumer Duty not doing what it set out to do': What the asset management industry wants from the wholesale review

Following Mansion House speech

Cristian Angeloni
clock 01 August 2025 • 4 min read