Is consolidation in the SSAS market a good or a bad thing?

The small self-administered scheme (SSAS) sector is a niche one but has stood the test of time.  It is often overshadowed by its better-known counterpart, the self-invested personal pension (SIPP), but it still has a clear place in the adviser's toolbox. The sector is however undergoing change and moving into the next stage of its evolution.  This is in part due to us having just seen the milestone of 50 years of the SSAS being in existence.  Inevitably after 50 years, we are seeing the departure from the industry of many of those early pioneers and innovators. As these great thinkers, t...