Why the FCA should focus on halting fraud not reviewing advice

We've all become accustomed to the daily influx of scam or spam messages that fall into our mailboxes, ranging from offers of investments in Nigeria to supposed complaints received by Companies House, with a whole bunch of banking scams in between.  Those of us who work in the world of finance probably never click on a link to a get rich quick scheme but, sadly, there are still many thousands who do. With the ever-increasing cost of living and family budgets stretched beyond imaginable limits, stress levels in many income brackets are rising. Previous lifestyles are becoming unafforda...