Keith Churchouse: A lot can happen in 21 years (especially in financial advice)

With 15 plus years of financial services experience already under my belt, the turbulent end of Equitable Life at the end of 2000/start of 2001 was a new experience. I experienced redundancy for the first time and declined the opportunity to join the purchaser of the carcass of the oldest mutual in the world. New pastures beckoned and I chose independent financial advice as the career ahead. Business was busy at my new employer, as it was with most advisory firms at the time, as an all-new (well, a repackaged PPP) stakeholder pension offering hit the shelves and gave advice providers ...