Chris Davies: PRODing CIP suitability

Joined-up approach

clock • 4 min read

When it comes to centralised investment propositions, writes Chris Davies, PROD regulations can be particularly helpful in assessing suitability and appropriateness

Having attended another excellent Octo Members networking virtual pub event recently (I even enjoyed a ‘virtual' alcohol-free beer too) the topic circled the old chestnut of suitability and appropriateness of centralised investment propositions (CIP) for the business and their clients. This is a subject that has stood the test of time in generating debate over issues such as value chains, fund manager egos, regulatory stance of shoehorning or retro-fitting and, of course, the old ‘can I use one platform or investment proposition across my client base?' Question. The truth of the matte...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Regulation

Is FCA expert evidence truly independent?

Is FCA expert evidence truly independent?

Upper Tribunal judgment thinks not

Gareth Fatchett
clock 25 June 2026 • 5 min read
SFO to secure further £491,000 from overseas investment fraudster

SFO to secure further £491,000 from overseas investment fraudster

Targeted British expats in Jakarta

Jen Frost
clock 22 June 2026 • 1 min read
Lords warns financial services bill could weaken regulators' accountability

Lords warns financial services bill could weaken regulators' accountability

Open letter to investment minister

Michael Nelson
clock 19 June 2026 • 2 min read