'The power cashflow planning gave me as an advised client'

clock • 7 min read

Last time, our anonymous freelance financial journalist wrote about how it felt to sit before a financial planner and talk about future ideas, hopes and dreams, which came with a healthy dose of reality check. In this blog, our mysterious freelancer wanted to express, first hand, the power of the cashflow planning tool from a client’s perspective...

I've written about cashflow planning for over a decade with hundreds of advisers singing their praises. But, ever the cynic, a part of me always thought ‘they would say that, wouldn't they?' As it's one of the tools in their armoury and they pay a lot of money and have spent a lot of time learning its many functions. But then I was faced with a very bold, unequivocal picture of what my future looked like, were I to do nothing differently between now and retirement. In short, it wasn't pretty. Anyone familiar with Voyant (or any other cashflow software) will be all-too-familiar with th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

UK IFA deal numbers hit 'new peak' in 2025

UK IFA deal numbers hit 'new peak' in 2025

Deals rose from 50 to 133 between 2020 and 2025

Sophia Panayi
clock 12 May 2026 • 4 min read
Phillip Wickenden: The political map has been redrawn

Phillip Wickenden: The political map has been redrawn

'The market is not pricing personalities. It is pricing discipline'

Phillip Wickenden
clock 11 May 2026 • 6 min read
Why the end of paper shareholdings matters now

Why the end of paper shareholdings matters now

‘There is still time before the 2027 deadline’

Ben Rogers
clock 11 May 2026 • 4 min read