'The power cashflow planning gave me as an advised client'

clock • 7 min read

Last time, our anonymous freelance financial journalist wrote about how it felt to sit before a financial planner and talk about future ideas, hopes and dreams, which came with a healthy dose of reality check. In this blog, our mysterious freelancer wanted to express, first hand, the power of the cashflow planning tool from a client’s perspective...

I've written about cashflow planning for over a decade with hundreds of advisers singing their praises. But, ever the cynic, a part of me always thought ‘they would say that, wouldn't they?' As it's one of the tools in their armoury and they pay a lot of money and have spent a lot of time learning its many functions. But then I was faced with a very bold, unequivocal picture of what my future looked like, were I to do nothing differently between now and retirement. In short, it wasn't pretty. Anyone familiar with Voyant (or any other cashflow software) will be all-too-familiar with th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

CII publishes vulnerability data guidance for firms

CII publishes vulnerability data guidance for firms

Consumer Duty and GDPR

Cameron Roberts
clock 19 June 2026 • 2 min read
Baillie Gifford rolls out Sharia-compliant fund amid 'strong' demand

Baillie Gifford rolls out Sharia-compliant fund amid 'strong' demand

Follows engagement with Islamic finance scholars

Sophia Panayi
clock 18 June 2026 • 2 min read
Charging deceased clients accidentally 'more common' than advice profession would like

Charging deceased clients accidentally 'more common' than advice profession would like

‘The fee outlives the service because the records do not talk to each other’

Sophia Panayi
clock 18 June 2026 • 4 min read