Claire Trott: Dealing with the NHS pension dilemma

I spend a fair amount of my time dealing with cases that involve the NHS Pension Scheme, reading around the subject, and even attending meetings with NHS Consultants and GPs, which are always very interesting. But we are still no closer to establishing the best way to deal with each individual case. Just like the rest of the world saving into pensions, there isn't a typical consultant or GP - everyone has very different outlooks and lives outside of the NHS. The one thing I have learnt from my meetings and discussions is that there is a significant amount of confusion within the walls...