Lawrence Cook: How optimal is your clients' retirement strategy?

Decumulation risks

Lawrence Cook: “Up to now, the focus has been rather more on how much to take out than what to invest in.”

Lawrence Cook: “Up to now, the focus has been rather more on how much to take out than what to invest in.”

If advisers are to combat all the risks associated with decumulation, writes Lawrence Cook, they will need to adopt an approach they are confident will work when volatility strikes.

Last year marked a period of major change for the retirement income market, with decumulation becoming a mainstream topic and a number of providers launching solutions aimed at easing the decision-...

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