Libby Holding: LPAs are not just a later life concern

Lasting powers of attorney

clock • 4 min read

Mental and physical incapacity can affect people's lives at any age, writes Libby Holding, so planning ahead is essential to minimise the impact for your clients and their loved ones - as well as for your business

Many people associate mental incapacity with old age and degenerative illnesses, such as Alzheimer's or other forms of dementia. Incapacity can however affect people of all ages for many reasons, including strokes and serious illnesses, or accidents such as car crashes or sporting injuries, resulting in neurological damage. These are often sudden events with no prior warning, and the lasting effects can be devastating for friends and family members. Most adults know they should write a will to deal with their affairs if they pass away, but there is a lack of awareness about what would ha...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Your profession

Feel Good Friday: Quilter pledges £3m towards financial education

Feel Good Friday: Quilter pledges £3m towards financial education

Alongside £1m in grants supporting charities

Professional Adviser
clock 13 February 2026 • 1 min read
Brits unlikely to see IFAs despite Budget impact

Brits unlikely to see IFAs despite Budget impact

Just 19% were likely to seek advice, Continuum finds

Isabel Baxter
clock 12 February 2026 • 3 min read
Treasury consults on AR regime adding further FCA and FOS permissions

Treasury consults on AR regime adding further FCA and FOS permissions

Amid concerns about consumer harm and weaknesses in oversight

Isabel Baxter
clock 12 February 2026 • 3 min read