Chris Davies: How to get to grips with the SM&CR

"Culture and governance in financial services and its impact on consumer outcomes is a priority for the FCA. The extension of the Senior Managers and Certification Regime is key to driving forward culture change in firms." Jonathan Davidson, director of supervision - retail and authorisations at the FCA With the plans of the Financial Conduct Authority (FCA) to extend the Senior Managers and Certification Regime (SM&CR) to almost all regulated businesses likely to come into effect in the third quarter of 2019, adviser firms need to gain a good grasp of individual staff roles and respo...