Simon Binney: The democratisation of financial advice

There is much debate around the pensions crisis - the millions who have not planned their finances and are now facing a retirement gap, the problem of low interest rates and rising inflation figures, and the absence of a general savings culture throughout the UK. The shockwaves are evident - according to our own Working Late Report, for example, 86% of current employees want to retire at or before 65, but only 37% believe this is financially feasible. This is non-trivial as worries about financial futures have been found to impact the workforce significantly - for example, according to S...