Keith Bedell-Pearce: How to harness disruptive fintech

Financial technology, an ugly duckling with modest beginnings in the back offices of fund management and insurance companies, has now emerged as the black swan known as fintech. Covering everything financial from pay-as-you-drive insurance - and, scarier, pay-how-you-drive - to crypto-currencies, fintech is now one of the hottest properties for venture capitalists from Silicon Valley to Shoreditch's Tech City. Fintech is not, however, a single disruptive technology but an entire range of digital processes that are set to transform the historically staid world of financial services. Th...